Strategic Legal Solutions for Creditors & Debtors

At Oak Law, we provide aggressive, results-driven representation for both creditors and debtors in commercial collections matters. Whether you are a business seeking to recover unpaid debts or a debtor negotiating repayment, we offer strategic legal guidance tailored to your financial interests.

With extensive experience in negotiating settlements, enforcing judgments, and litigating collection cases, Oak Law has successfully handled collections ranging from a few hundred dollars to tens of thousands of dollars. Our quick response time, tenacious legal approach, and client-focused strategies ensure that creditors recover debts as efficiently as possible, while debtors receive fair and structured repayment solutions.

Legal Services for Creditors

Maximizing Debt Recovery Through Strategic Collections

For businesses and creditors, fast and effective debt collection is essential to maintaining cash flow and financial stability. We work diligently to recover outstanding debts while minimizing unnecessary delays and costs.

✔ Demand Letters & Negotiated Settlements – Encouraging prompt repayment without litigation
✔ Litigation & Lawsuit Filing – Taking legal action when necessary to collect debts
✔ Judgment Enforcement – Collecting on court-awarded judgments, including garnishments and liens
✔ Out-of-State Judgment Enforcement – Assisting businesses in collecting debts from Michigan-based entities
✔ Business-to-Business Collections – Recovering outstanding balances from corporate clients

We understand that while many debts can be collected without litigation, some debtors require legal pressure to settle their obligations. If letters and calls go unanswered, we do not hesitate to pursue aggressive legal action on behalf of our clients.

Legal Services for Debtors

Negotiating Fair & Practical Debt Solutions

For business owners facing commercial debt, we provide legal advocacy to negotiate favorable settlements while protecting your rights and financial future. Our legal services for debtors include:

✔ Negotiating Debt Settlements – Reducing financial liability and securing fair repayment terms
✔ Defending Against Collections Lawsuits – Protecting businesses from aggressive creditor actions
✔ Structuring Payment Plans – Helping businesses manage cash flow while meeting obligations
✔ Challenging Invalid or Inflated Claims – Ensuring creditors are collecting only what is legally owed

Our approach prioritizes resolution over litigation whenever possible, allowing businesses to reach agreements that prevent costly lawsuits while maintaining financial stability.

Flexible & Transparent Billing Options

We understand that every client has different financial needs, which is why we offer multiple billing structures for both creditors and debtors:

✔ Contingency Fee Basis – Creditors only pay if we successfully recover funds
✔ Hourly & Blended Fee Arrangements – Flexible options based on case complexity
✔ No Hidden Fees – Unlike many collection firms, we do not charge additional fees for postage, copying, printing, or long-distance calls

By eliminating unnecessary costs, we provide predictable and transparent pricing, ensuring affordable legal representation for businesses seeking to recover debts or settle financial obligations.

Recover What You're Owed or Protect Your Business From Unfair Collections

Whether you are a creditor seeking to collect unpaid debts or a debtor needing strategic legal representation, Oak Law is committed to providing effective, ethical, and results-driven solutions.